Disability

Disability insurance can keep you financially stable should you become disabled and unable to work. It can help provide a sense of security, knowing that if the unexpected should happen, you’ll still receive a monthly income.

Long-Term Disability (LTD)

  • You are eligible to receive LTD benefits after 180 days of disability 

  • Replaces up to 66.67% of your base monthly salary, reduced by other  disability income, up to a maximum of $12,000 per month until you recover or reach your Social Security Normal Retirement Age, whichever is sooner.